Rates current as at 23 November 2023
Compare the interest rates across all of our savings accounts to help you reach your savings goals faster.
| Daily Balance | Interest Rate |
| $1 million & over | 0.05% p.a. |
| $500,000 to $999,999.99 | 0.05% p.a. |
| $250,000 to $499,999.99 | 0.05% p.a. |
| $100,000 to $249,999.99 | 0.05% p.a. |
| $50,000 to $99,999.99 | 0.05% p.a. |
| Below $49,999.99 | 0.00% p.a. |
| Saver | Interest Rate |
| All balances | 4.25% p.a. |
*Qantas Points can be earned on balances up to $1,000,000
| Saver | Base Rate | Bonus Rate* | Maximum Rate |
| All balances | 0.05% p.a. | 4.70% p.a. | 4.75% p.a. |
* Bonus Rate applied if no withdrawals are made during the month.
| On Call Savings | Interest Rate |
| $500,000 & over | Above $500,000 4.45% p.a. |
| Below $500,000 | Below $500,000 4.35% p.a. |
| On Call Savings | Interest Rate |
| All balances | 4.25% p.a. |
| Balance | Base Rate | Bonus Rate | Maximum Rate |
| $10,000 & over | 0.35% p.a. | 4.35% p.a. | 4.70% p.a. |
| Below $10,000 | 0.35% p.a. | 0.00% p.a. | 0.35% p.a. |
^You must have a Self Managed Super Fund (SMSF) in order to acquire this product.
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*Qantas Points accrue on balances up to $1,000,000 in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer Membership number to us to earn and redeem Qantas Points. The joining fee is waived for Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.
Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.
The information on this page has been prepared without taking into account any person’s financial situation, needs and objectives. Before you make any decisions you should consider whether it is right for you and seek independent legal, financial and taxation advice.
You should read our Terms and Conditions for Savings Accounts and Payment Services and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determinations available here.
Rates current as at 23 November 2023
© Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305
