Best of all, there are no account keeping fees on any of our savings accounts. Choose the account that suits you and open your account online in just a few minutes.
With a Qantas Points Saver not only will you receive a competitive interest rate on your savings, but you'll also earn Qantas Points*.
Get what you want sooner with a great bonus on your savings when you make no withdrawals in any calendar month.
Secure your savings with a Qudos Bank fixed rate term deposit account. Our competitively high interest rate deposits are hard to beat.
If you want a big interest rate on your savings then Qsaver could be just what you're after.
Our Cash Management Account is ideal for those seeking a complete deposit account with a great rate and easy access to funds.
Our General Savings Account is an everyday account giving you full access to your money with a Visa Debit card.
You can start banking with Qudos Bank from any age. We have a range of savings accounts to help you reach your saving goals, all with $0 account keeping fees.
| General Savings Account | Qantas Points Saver | Bonus Saver | Term Deposits | QSaver | Cash Management Account | |
| Bonus Interest Rate~ | ✖ | ✖ | 4.70% p.a. | ✖ | ✖ | ✖ |
| Account Keeping Fee | $0 | $0 | $0 | $0 | $0 | $0 |
| Monthly Fee | $0 | $0 | $0 | $0 | $0 | $0 |
| Minimum Amount | $0 | $0 | $0 | $2,000 | $0 | $0 |
| Fixed Term | ✖ | ✖ | ✖ | ✔ | ✖ | ✖ |
| Card Access | ✔ | ✖ | ✖ | ✖ | ✖ | ✖ |
| Cheque Access^ | ✔ | ✖ | ✖ | ✖ | ✖ | ✔ |
| Bank@Post Deposit Book | ✔ | ✔ | ✔ | ✖ | ✖ | ✔ |
| BPAY Payments | ✔ | ✔ | ✔ | ✖ | ✔ | ✔ |
| Direct Credits | ✔ | ✔ | ✔ | ✖ | ✔ | ✔ |
| Direct Debits | ✔ | ✔ | ✖ | ✖ | ✔ | ✔ |
| Qantas Points* | ✖ | ✔ | ✖ | ✖ | ✖ | ✖ |
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~ Bonus interest is applied to the balance of your account when you make no withdrawal in any month.
^ $10 chequebook fee applies. For more information see our Fees and Charges.
*Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.
Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.
The information on this page has been prepared without taking into account any person’s financial situation, needs and objectives. Before you make any decisions you should consider whether it is right for you and seek independent legal, financial and taxation advice.
You should read our Terms and Conditions for Savings Accounts and Payment Services and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determinations available here.
Rates current as at 28 February 2024.
